Many consider PayPal one of the most secure mobile payment platforms. The company encrypts transactions, monitors for suspicious activity, and offers advanced security measures such as: - Fraudulent charge detection - Email payment confirmations - Secure storage of sensitive data

What does PayPal do to protect users?

PayPal offers buyer and seller protections, though not every transaction is covered. They may: - Provide full refunds if items arrive late or the product description is inaccurate - Protect sellers from unfair chargebacks and reversals

How do I get money back if scammed on PayPal?

If you fall victim to a PayPal scam: 1) Immediately report the incident to PayPal's Resolution Centre. 2) Change your PayPal password. 3) Contact your bank if necessary and monitor your accounts for any unauthorised activity. 4) Consider reporting the scam to relevant authorities.

How can I tell if a PayPal email is real?

A legitimate PayPal email typically: - Comes from an official PayPal email address - Does not ask for inappropriate details like your login information or verification codes - Includes links that resolve to official PayPal URLs when you hover to preview If you're unsure, log in to your PayPal account directly (without using email links) and check your notifications for official updates.

Does PayPal send text messages?

Yes. PayPal may send text messages for security alerts or two-factor authentication codes, but they will never ask for sensitive information like passwords over text. Official messages may come from short codes such as 729725 (PAYPAL) or 72975 (PAYPL).

Can you get scammed receiving money on PayPal?

Yes. A common tactic is an overpayment scam: a scammer sends more than the agreed amount and asks you to refund the difference via another method, then disputes or reverses the PayPal payment, leaving you out of pocket.

Am I entitled to a refund if I am scammed on PayPal?

If you paid using PayPal Goods & Services, you may be eligible for a refund through PayPal Buyer Protection. Payments sent via Family & Friends are harder to recover, which is why scammers often exploit that option. Regardless of how you paid, open a claim with PayPal to determine the best solution for your situation.

15 PayPal scams to know and avoid in 2025

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